Property Insurance for Legal Entities and Sole Proprietors

Property Insurance for Legal Entities and Sole Proprietors

Insured objects

Buildings, structures and utilities

Fixed assets of the enterprise: production and office buildings, structures, engineering networks and on-site infrastructure.

Equipment and production lines

Machinery, plant, processing lines and critical units.

Stocks, raw materials and finished goods

Materials for production, goods in storage, inventory and items on temporary storage.

Office contents and IT/communications

Furniture, office equipment, communication and security systems.

Risks insured

Fire, explosion, lightning

Sudden accidental events causing physical loss or damage to the property.

Water damage

Escape of water from internal systems, damage from neighbouring premises, sprinkler discharge.

Natural hazards and adverse weather

Earthquake, heavy rain, storm, hurricane, snow load, flood and their consequences.

Malicious acts of third parties

Burglary, robbery, theft following forcible entry, vandalism and other deliberate acts.

Impact of vehicles, falling objects and aircraft

Damage caused by vehicles, falling trees, cranes, masts or aircraft/parts thereof.

Types of cover

Basic

Core perils (fire, explosion, natural hazards, water damage). Suitable as a starting option; standard policy term – 12 months.

Extended

Plus burglary/forcible entry, vandalism, malicious damage, falling objects.

Premium (all major perils)

Broadest protection including additional expenses, debris removal and cleanup. Tailor-made extensions to reflect the specifics of the insured site.

Why insure with us

30+ years of insurance expertise
30+ years of insurance expertise

30+ years of insurance expertise

We understand the market and business needs. Our experience enables reliable solutions across industries and company sizes.

Fast claims settlement

Our processes are designed to deliver payouts as quickly as possible with minimal formalities.
Tailored programmes for your business
Tailored programmes for your business

Tailored programmes for your business

We build insurance solutions that reflect your operations and budget.

International support

We work with global partners to provide insurance protection for companies operating outside Russia.

Convenient Policy Issuance in 4 Steps

Send the Request  Get the Quote

Send the Request Get the Quote

Get the Quote

Get the Quote

Confirm Terms

Confirm Terms

Get the Policy

Get the Policy

Ready to secure your business?

An expert will contact you within a day and find an effective solution

FAQ

Still have questions?

How to receive a claim payment

Notification

1

Immediately inform Balance Insurance about the incident by phone or email:

Support

2

We will help you gather the required documents and keep you informed throughout the review process.

Payment

3

After your claim is reviewed, we will make the payment to the bank details you provided within the stipulated time frame.