Why insure with us

30+ years of insurance expertise
We understand the market and business needs. Our experience enables reliable solutions across industries and company sizes.
Fast claims settlement
Our processes are designed to deliver payouts as quickly as possible with minimal formalities.


Tailored programmes for your business
We build insurance solutions that reflect your operations and budget.
International support
We work with global partners to provide insurance protection for companies operating outside Russia.
Convenient Policy Issuance in 4 Steps
Send the Request Get the Quote
Get the Quote
Confirm Terms
Get the Policy
Ready to secure your business?
An expert will contact you within a day and find an effective solution
FAQ
Still have questions?
How to receive a claim payment
Notification
1
Immediately inform Balance Insurance about the incident by phone or email:
Support
2
We will help you gather the required documents and keep you informed throughout the review process.
Payment
3
After your claim is reviewed, we will make the payment to the bank details you provided within the stipulated time frame.
Resource Documents
General Conditions for Civil Liability Insurance (23.08.2024)
General Conditions for Professional Liability Insurance (30.05.2025)
Bank Insurance Rules Against Electronic and Computer Crimes (15.10.2024)
Civil Liability Insurance Rules for Air Carriers and Aircraft Operators (22.05.2023)
Civil Liability Insurance Rules for Motor Carriers and Freight Forwarders (23.01.2025)
Civil Liability Insurance Rules for Airport Owners, Airport Services and Air Traffic Controllers (27.09.2024)
Civil Liability Insurance Rules for Damage Caused by Defects in Construction Works, Design Documentation Preparation Works and Engineering Surveys
Civil Liability Insurance Rules for Transport Customs Terminal Operators (22.05.2023)
Civil (Professional) Liability Insurance Rules for Professional Securities Market Participants (05.12.2024)
Civil Liability Insurance Rules for Motor Vehicle Owners (15.07.2024)
Civil Liability Insurance Rules for Organizers of Entertainment, Sports, Recreational, Cultural and Public Events
Civil Liability Insurance Rules for Participants in the Transport of Dangerous Goods by Land (27.11.2024)
Directors and Officers Liability Insurance Rules (05.03.2024)
Liability Insurance Rules for Property in Warehouse Storage (04.07.2025)
Liability Insurance Rules for Money Transfer Operators - Bank Card Issuers (11.10.2024)
Appraisers Liability Insurance Rules (12.12.2024)
Third Party Liability Insurance Rules for Construction and Erection Works (22.05.2023)
Employers Liability Insurance Rules for Harm Caused to Employees (22.05.2023)
Customs Brokers Liability Insurance Rules (07.07.2025)
Liability Insurance Rules for Producers, Sellers and Performers (23.01.2025)
Financial Institutions Liability Insurance Rules for Causing Losses (30.05.2025)
Lawyers and Attorneys Liability Insurance Rules (08.12.2025)
Standard Conditions for Civil Liability Insurance(22.05.2023)
Civil Liability Insurance Rules for Enterprises - Sources of Increased Danger (17.12.2025)










